We’ve got your best interest at heart.
Mortgage and protection advice for your first home, house move, remortgage or investment property. With you every step of the way.
Mortgage advice and protection designed for you.
We’re not your average adviser, we do things a little differently. From how we work with lenders to the way we work with clients and the time we put into every project. Working swiftly to get thing moving and completed, we have your best interest at heart.
Why clients choose us.
Part of the community
With a growing team across a number of locations, we’re part of the communities we serve. Local people providing advice and guidance with knowledge of the local market.
Complex case specialists
Things aren’t always as easy as they may seem. We support clients who have complex financial situations and need specialist expertise to best manage their mortgage.
Give-back programme
We’re creating initiatives in the places we serve, with sponsorship and support for charities and groups that give back to the community.
Real people, honest advice
No call centres, large admin teams or middle people - you get direct line of contact with a specialist who can support you start to finish.
We’re here.
Whether it’s questions about your current mortgage, switching to a new deal, moving house or looking to protect your income, we’re here for you.
With our office in Monmouthshire and a network of colleagues across South Wales, Somerset and London, we’re never far away.
Quickly and easily book a call with us using the link below.
Our Approach
1. Discovery Call
This is where it all starts; we want to get to know you and what you need from us, our 30 minute strategy call is a great time to ask any initial questions and lay out our working relationship.
2. Fact Find
Using the latest technology we collate all the relevant documents and information from you securely allowing us to provide you high quality advice.
3. Advice & Application
Following extensive research of the market, we will provide our advice and recommendation ready for application. We then run through all the documents with you so you’re informed to make the right decision for you.
4. Progress to Completion
Personally managing the process from start to finish, from offer issue to completion as swiftly and efficiently as possible. Questions during the process? We’re here.
“We can't recommend Jonathan Southgate and the team enough!”
“Selling and buying houses is certainly not stress free. On top of that, navigating the world of mortgages, especially during a time of increased uncertainty with cost of living rises, interest rates and upcoming elections, is not straightforward. We used Sterling Southgate as our mortgage advisor which took away a big part of that stress and worry, giving us the right options for our current and potential future circumstances, supporting us along the house selling/buying journey.”
Sam & Alex.