Because round pegs don’t fit in square holes .
From blended families to the self employed and those with mutliple income streams. We’re here to help when things aren’t always so straightforward.
It’s a reassurance thing.
Mortgage advice and protection designed for you.
Sometimes are situations aren’t so straightforward and cookkie-cutter application forms just dont cut it. We’re real people, here to help you. Wherever you are in life - whatever your circumstances, we’re enabling families and individuals to secure their property.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Who we support.
Blended families
The world has changed and so has our families. We work with separated individuals, blended families and inter-generational families to secure their next home.
Self employed
The beauty of self employment brings with it an equal set of challenges when it comes to securing a mortgage - we’re here to listen, understand and advise on your next steps.
Multiple incomes
For those who don’t work 9-5pm but have alternative or multiple income streams including international earnings and through inheritance.
Complex situations
International relocation, historical financial challenges or purchasing with others or part of a business. We’re here to help when things aren’t so straightforward.
We’re here.
Whether it’s questions about your current mortgage, switching to a new deal, moving house or looking to protect your income, we’re here for you.
With our office in Monmouthshire and a network of colleagues across South Wales, Somerset and London, we’re never far away.
Quickly and easily book a call with us using the link below.
Our Approach
1. Discovery Call
This is where it all starts; we want to get to know you and what you need from us, our 30 minute strategy call is a great time to ask any initial questions and lay out our working relationship.
2. Fact Find
Using the latest technology we collate all the relevant documents and information from you securely allowing us to provide you high quality advice.
3. Advice & Application
Following extensive research of the market, we will provide our advice and recommendation ready for application. We then run through all the documents with you so you’re informed to make the right decision for you.
4. Progress to Completion
Personally managing the process from start to finish, from offer issue to completion as swiftly and efficiently as possible. Questions during the process? We’re here.
“We can't recommend Jonathan Southgate and the team enough!”
“Selling and buying houses is certainly not stress free. On top of that, navigating the world of mortgages, especially during a time of increased uncertainty with cost of living rises, interest rates and upcoming elections, is not straightforward. We used Sterling Southgate as our mortgage advisor which took away a big part of that stress and worry, giving us the right options for our current and potential future circumstances, supporting us along the house selling/buying journey.”
Sam & Alex. (June 2024)